How to Earn Money Online Peer to Peer Money Lending is a relatively new concept where people fund loans for other people, essentially cutting out the bank. I have experimented with peer to peer money lending a bit myself without much success, though I have seen reports from other trustworthy people who are showcasing 5%+ returns on their loans.
Websites for How to Earn Money Online Peer to Peer Money Lending:
Lending Club – (U.S. Residents Only) Peer to peer lending, which starts in increments $25. I have used lending club myself and frankly have not seen exciting returns (currently around 2%) on account of a few defaults on several loans.
I also feel that in order to properly diversify (spread out over a bunch of different loans) it takes a fair amount of time to research the loans and find the right ones for your strategy.
Community Lend – Similar to Lending Club, but for Canada residents.
How to Earn Money Online Peer to Peer Money Lending Ultimate Guide goearnmoneynow.com |
Of course a lot of finance is conducted primarily online, however, one should approach peer to peer money lending with an added degree of caution, since this is one of the few parts of this post where you can actually lose money by attempting it.
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The process of applying for an online loan is often quick and straightforward. You can compare various lenders, interest rates, and terms to find the best option that suits your needs. Plus, the transparency in terms of fees and interest rates online makes it easier to make informed decisions.
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